๐ Your personal insurance consultant
Insurance sold to you is a product.Insurance chosen with you is protection.
Most people don't have an insurance problem. They have a "nobody explained it to me and nobody picks up my call" problem. Shiro Money fixes that - one advisor, plans compared across leading insurers, and a real person beside you when a claim happens.
- 4 leading insurers compared
- 15-min free consult
- Zero spam, ever
๐ค Sound familiar?
Why insurance feels like a trap
The agent vanished after the sale
Premium reminders arrive on time. Help never does. At renewal or claim time, you're on your own.
"Will my claim even get paid?"
You pay for years, then fear the one moment the policy exists for. That fear usually means nobody explained the fine print honestly.
You own a policy you don't understand
Someone in the family bought it "from a known person". Nobody knows what it covers, or whether it's worth continuing.
Too many plans, zero clarity
Every app shows 40 plans and a discount timer. What you need is one honest answer, not another list.
โ๏ธ How Shiro Money works
Like a family CA, but for insurance
We listen first
Income, family, loans, existing policies, health history. Fifteen minutes of questions before a single plan is mentioned.
We compare, you choose
Two or three genuinely suitable options across insurers, with the trade-offs in plain language - including why NOT to buy something.
We stand with you at claim time
Paperwork, hospital coordination, follow-ups with the insurer. The claim is our job, not your headache. That's the whole point of buying through a person.
๐ก๏ธ What we cover
Every protection your family needs, under one roof
Life & Term Insurance
Pure protection for your family's income if you're not around. The most important policy you'll ever buy.
Explore โCare ยท ICICI Lombard ยท PrudentialHealth Insurance
Hospital bills are the fastest way to lose savings. Cover for you, your family and your parents.
Explore โICICI LombardMotor & General
Car, bike, shop, travel - general insurance done right, with claim support included.
Explore โReal people, real claims
Hear it from families we serve
No scripts, no actors. Clients sharing how their policy and claim experience actually went.
๐ฌ Honest answers to fair questions
Do you charge for advice?
No. Consultation is free. Like every insurance advisor, we earn a commission from the insurer when you buy - the premium you pay is the same whether you buy through us or directly. The difference is you get a person.
Will you push me to buy the plan that pays you most?
Our business runs on referrals from families who trust us, not on one-time sales. We routinely tell people not to buy, to buy less, or to keep an old policy. A wrong sale costs us far more than a lost commission.
I already have policies. Can you just review them?
Yes, and it's free. Send photos of your policy documents on WhatsApp and we'll tell you what you're covered for, what's missing, and what's not worth continuing.
What happens at claim time?
You call us first, not the insurer. We handle documentation, coordinate with the hospital or surveyor, and follow up until settlement. This is the main reason to buy through an advisor instead of an app.
Which companies do you work with?
HDFC Life for life and term plans; ICICI Lombard for general and health; Care Health Insurance and Prudential Health for health plans. We compare across them and recommend what fits you.
๐ Not sure what you need? That is exactly why we exist.
Send one WhatsApp message. We will ask a few simple questions, compare plans across insurers, and tell you honestly what fits - even if the answer is "you don't need this yet".